Posted by This article is not intended to give readers XX essential advice to success, N kinds of secrets to financial freedom, but with the development of technology to the current cashless society, we are the entity of "money" The concept is getting weaker and weaker. How to treat the money inherited from parents or from work simply and effectively, and how to deal with the relationship with "money" is a topic worthy of our lifelong learning.At the end of the article,American Life Insurance GuideThe editor of ©️ also selected award-winning products that can help us achieve the goal of raising the financial quotient of small family members from an early age.
American InsuranceColumnist Heather In the first month of 2020, toAmerican Life Insurance GuideOf readers share Germany’s best-selling book "The Road to Financial Freedom" and "Puppy money money》Two very interesting books for financial management enlightenment.Although it is known as a children's book, it has aroused widespread resonance in the adult world.In these two books with a global circulation of over ten million volumes, the author shares the following three simple attitudes and opinions on money.
XNUMX. The nature of money
Money is a magnifying glass that exposes the nature of people, but money is neutral. A happy person will be happier with money, and a pessimistic and anxious person, the more money, the more troubles.
Two, about making money
Solving a problem for others, then we can make a lot of money.At the same time, we need to focus on what we know, can do, and have.Instead of wasting on things you don’t know and can’t do.
Don't make excuses for yourself in case of trouble.So when things go well, everyone can make money.This is just like a saying we have always talked about: "Standing on the vent, pigs can fly."However, we will definitely encounter some difficulties. These difficulties are still unpredictable for us. Only when they appear, we can tell whether we are cowards or warriors who can make a lot of money.Only when difficulties come, in times of adversity, everything can be seen.
At the same time, no matter when, we can't pin our hopes on just one job. It will not last as long as we thought, so we need to find another job that can be replaced immediately.
Finally, there is the 72-hour law of execution: when we decide to do something, we must complete it within 72 hours, otherwise it is very likely that we will never do it again.
XNUMX. About the distribution of financial management funds
We should raise a goose that lays golden eggs and live on golden eggs. (Goose = money, golden egg = interest).For the money we have, we can use the simplest "one divided into three" method to distribute the funds: 1 is to save it, 2 is to save for our dreams, and 3 is for daily consumption.The allocation ratio can be 5:4:1, or it can vary from person to person.
Another point is the need to delay satisfaction.Time is exchanged for the accumulation and iteration of resources, so as to obtain greater satisfaction.
Article summary
In this high-tech generation, it seems that only the pursuit of unpredictable things is the right way, and those simple and basic truths have become more and more forgotten by us.People always feel that "it can't be that simple."However, when facing problems and making financial or insurance decisions,Simple and direct independent thinking, Which often allows us to see the day and achieve the best results.
At this point, Warren Buffett, an investment tycoon who enjoys the reputation of "stock god", has confirmed this with his life experience.In a letter to his wife, Buffett suggested to his wife how to invest after his death. One of them is: choose the simplest investment you can imagine.
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