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The number of unemployed people in the new crown epidemic exceeds 3 million. Who can receive government assistance cash?How much do you receive?

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The U.S. Department of Labor issued a report on Thursday, the 26th,The number of unemployed surged to 328 million, setting a record for the worst in history.申请失业救济的数字超过了2009年大衰退时期的66万5千人,也超过了1982年美国经济滞涨期间的69万5000人。

jobless-chart(Data source of historical chart of the number of historical unemployment claims in the United States: Drawing by the Department of Labor ©️CNBC)

According to a consensus survey conducted by Dow Jones among economists recently, due to the impact of the new coronavirus epidemic on the US economy, it is expected that there will be 150 million new applications for unemployment benefits.

For many American families who have no savings and lost their jobs, the "cash" rescue plan promised by the government may support many families to survive this difficult period.

"Send money" rules released on Thursday

Thursday the 26th,House Ways and Means Committee(House Ways and Means Committee) issued a concise list detailing the #新資料 that has just been approved unanimously.Coronavirus Assistance Act#下,government to U.S. residentsHow the money-issuing plan works, and which taxpayers will receive the money.

The #new type passed by the Senate later this WednesdayCoronavirus Assistance ActHere, it stipulates which talents are eligible to receive government cash assistance.

Who is eligible for cash assistance

Groups whose personal income is less than $75,000, the household head's income is less than $112,500, and the couple's joint tax return income is less than $150,000 will receive the full subsidy:

-Personal subsidy of US$1,200;
-$2,400 for couples;
-Children’s allowance of 500 USD;

If the income exceeds the limit, every additional $100 in income will reduce the subsidy by $5.This means that for singles, if their income exceeds $99,000, they will not receive any subsidies; couples with incomes of more than $198,000 will not receive any subsidies.

according toFundraising CommitteeThe official instructions issued stipulate,In order to receive assistance, an individual must have a valid social security number.Illegal immigrants cannot get this aid, And will simplify the payment procedures for the elderly and the disabled who have not filed a tax return.

CoronaVirus-20200326(2020/03/26 The number of new cases in the United States ranks first. Source of data: Worldometers)

For the subjectNew coronavirusFor individuals and families affected by the epidemic, state governments and industries have also provided other assistance bills.

California-wide insurance services

According to the American Life Insurance Guide Network on the 19thReport, The California Insurance Agency issued a notice requiring allThe insurance company gives policyholders a grace period of at least 60 days for premium payment.The purpose of the notice issued by the Insurance Bureau is that due toNew Coronavirus OutbreakAs for the impact on economic activities, California policyholders’ insurance policies will not be terminated due to various reasons caused by this public health crisis.

The California Insurance Bureau’s notice was notified to all insurance companies that provide coverage within California, includinglife insurance, Health insurance, auto insurance, property and accident insurance, and other types of insurance.

Unemployment insurance and benefits

For employees affected by the epidemic, the California Employment Development Department (EDD) stipulates:

During illness or isolation

因患病或接触COVID-19而无法工作(由医疗专业人员认证),可以申请伤残保险(DI)索赔。残障保险为因与工作无关的疾病、受伤或怀孕而导致工资全部或部分损失的符合条件的员工提供短期福利。福利金额大约是工资的60-70%(取决于收入),每周从50元到1300元不等。

Take care of sick family members

People who cannot work because they are caring for sick or quarantined family members can apply for Paid Family Medical Leave (PFL). PFL provides up to six weeks of welfare payments to eligible employees. The welfare amount is about 60-70% of the salary (depending on income), ranging from 50 yuan to 1300 yuan per week.

Working Hours

Reduced employers can apply for Unemployment Insurance (UI) claims due to reduced working hours or closed factories due to COVID-19.It is not their own fault that unemployment insurance companies provide partial wage replacement benefits for workers who have lost their jobs or reduced working hours.Workers who are temporarily unemployed due to COVID-19 and expect to return to work within a few weeks do not need to actively look for work every week.Eligible individuals can receive benefits ranging from 40 to 450 yuan per week. (Finish)
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