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6.1 On Children’s Day, this mother gave the best gift

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It’s Children’s Day right away. What gift is the best gift?Many financial experts suggest: send insurance!It can not only reflect the love of parents for their children and escort the growth of their children, but also cultivate their children's concept of investment and financial management, and achieve two goals.

Just as the first prize works of 2015 "Good Insurance Photos" organized by Beijing Insurance Industry Association and Beijing Insurance Society:

 

"Sign the Future for Children"

 

In the photo, the father is holding the baby to sign the insurance policy. He said: "When the child grows up, when you see this photo, you will know how much I love him!" This kind of happiness and full of love are irreplaceable!There are ways to loveThere are many, but the form of insurance is the longest and the safest, because love can last no matter whether you are in or not...

 

If there are people in this world who will selflessly pay for you, the first thing many people think of is their parents!They will give all they can to meet the growth needs of the babies.But there is a long way to go, and there are thousands of risks hidden!how to respondIn order to ensure that "the wind and the wind will go smoothly; in the midst of misfortunes and blessings, the danger will be turned into a bargain"?Insurance is definitely the best choice, not to make money, but to be able to deal with bad things when they happen!Don't give up treatment or even give up the life of the person you love most because of the money!Not to change your life, but to not change your life regardless of accident or serious illness!

 

I believe many people have seen such a video: Why buy insurance for children?

 

 

In just 2 minutes, I said what I wanted to be a parent!We don’t approve of comparison. For example, whose house is better, whose car is cool, whose parents are richer... But for children, there is the same thing.Absolutely must not be less, that is-insurance!

 

◆ Backup accident insurance does not mean that there will be accidents, but that there is no possibility of waking up when the nightmare comes;

 

◆ Backing up critical illness insurance does not mean that you will definitely go to the hospital to visit a doctor, but that you have the right to be treated regardless of serious illness or minor illness;

 

◆ Backing up the education fund does not mean that the family cannot afford the money when they go to school, but to ensure that children have the opportunity to receive education under any circumstances;

 

◆ Checking the premium exemption does not mean that parents will be joked by fate, but for love, they must prepare for the worst for them!

 

Because we are not sure whether we, who are weak, can withstand a certain accident in a long time;

 

Because we can't guarantee that in the ruthless years, helpless us can overcome a serious illness;

 

Because we don't want to admit that before the reincarnation of life and death, we arrogantly doomed to death, old age, sickness and death!

 

Just as a mother who bought the critical illness insurance for two children with a coverage of 50 each said: If the child really suffers from an illness in his life, it is a matter for God and the doctor to cure it; but whether there is money to cure it, thenIt's my business. If I feel sad because of the former, but I can let go; if I have to give up because the latter has no money for treatment, it will be my eternal pain, and I will never be able to forgive myself!

 

For children, since you have already given up your heart, why not ask for peace of mind for this situation?After all, no one can jump out of the Three Realms, not among the five elements; no one can deal with fate to ensure you and your childrenEnron life!Since the unknown life catastrophe cannot be resolved, why not pay a small premium in advance, and sign a bright and certain future with one as a hundred!When you are there, it helps you to share the burden together; when you are not, it will protect you forever!

 

 

Moreover, after the insurance types such as accident insurance, critical illness insurance, and medical insurance are fully prepared, early preparations for education fund insurance are also necessary. After all, education expenditures are also just needed:

 

◆ You can buy a Bora, a BMW, or a Porsche;

◆ Traveling can go to Beidaihe, Hokkaido, or the North Pole;

◆ You can buy a small house, a large one, or a villa;

◆ But can you decide whether your child will go to school based on your own money?

◆ You probably don’t know how to say: "Girlfriend, Mommy is out of money, let’s skip one season"

◆ You may not say: "Son, I don't have any money this year. Let's take a rest at home for one year and go back next year."

Therefore, when we reserve education funds for our children, we must clarify two goals:

One is to ensure that the money will be available when the future children are of the right age;

The second is that the money can be steadily increased in value over a long period of time, and it can be used for tuition expenses at that time.

 

Follow the following four principles:

 

First, prepare early, because the younger the children or the longer the period of accumulation, the better the benefits of time compounding;

Second, invest in installments, choose appropriate financial instruments to invest in installments, avoid the economic pressure of a large amount of investment at one time, and benefit the overall allocation of household assets;

Third, safety first. Since the expenditure of education funds is rigid, we must ensure the safety of this fund. It is recommended not to use high-risk investments for the financial management of education funds, because no one can guaranteeWhen it comes to paying tuition for the child, it happens to be quite profitable;

Fourth, the special funds are used exclusively to ensure that this education fund cannot be easily misappropriated.Because in the absence of supervision and restraint, few people can persist in doing something for more than ten years.

Among the many financial instruments, only education fund insurance can take on its important tasks!

 

 

Finally, what I want to say is:

Now: You give him a snack, which is 3 minutes of satisfaction; you give him a toy, which is 3 days of happiness; you give him a piece of clothing, which is 3 months of happiness; you give him a piece of insurance, but it is A lifetime guarantee!

 

20 years later: Will the car you drive him now be too old?Wouldn’t it be too old if you gave him the brand bag he is using now?Will you be disgusted if you give him everything that is popular now?Only insurance giftThings, time goes by, but they become more precious!

After a few years, when we leave: the bank passbook will be cancelled, the house will be transferred, only this thin and yellowed insurance contract will be accompanied by the baby... there is our own handwriting on it.I signed my name, just like when I was young.When the baby opens the insurance contract someday, he will think of us.It was when I was a child, when my parents were still young, they gave me a gift and stayed with me forever!The insurance policy turned yellow, thinking of my parents.No matter how much money is, it is only a number, it is valuable only when it is given meaning!Let the love continue~~~

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