Posted by (American Life Insurance Guide网 编辑报道）一架双引擎「赛斯纳414A型」（Cessna 414A）小飞机，在当地时间2019年1月3日坠毁在南加州住宅区，造成机上及地面共5死。
According to comprehensive media reports, there was a crash in Southern California on the 3rd. A small Cessna 1A plane crashed at Yorba Linda shortly after taking off from Fullerton Municipal Airport. In the community, two houses fell into flames, and the wreckage of the plane was scattered on the community and on the road. Officials said that this accident caused the male pilot of the plane and the two men and 414 women inside the house, a total of 2 people were killed, and two others were injured.
Witnesses pointed out that they heard the sound of aircraft engines getting closer, and then there was an explosion sound, and the buildings were shaking due to the violent explosion; other witnesses said that the aircraft exploded in the air about 100 feet from the community and then disintegrated. "Airplane rain" fell in the sky, triggering a fire in the community.
People living nearby took pictures of the scene and uploaded them to social media, calling out that they thought it was a bomb attack.The Associated Press reported that the Federal Aviation Administration (FAA) stated that a twin-engine Cessna 414A (Cessna 414A) aircraft took off from Fullerton Municipal Airport this afternoon and was in Yorba Linda. (Yorba Linda) crashed.
A nearby resident said: "I had a plane crash near my home in Yorba Linda. I thought it was a bomb. I heard the sound of the aircraft engine getting closer and closer. Then the house shook due to a follow-up effect."
What is the use of life insurance when the plane crashes?
This accident caused 5 deaths and caused permanent damage to several families. At this time,保险It will play a key role in helping the family tide over the next financial difficulties.
However, since the small plane that crashed was not a commercial airliner, there should be no additional commercial compensation insurance.
At the same time, the insurance of private small aircraft is similar to car insurance. If the insured of private small aircraft only purchases private aircraft insurance according to ordinary standards (such as the minimum premium of $600-1100/year), the insurance company will only pay the corresponding amount of compensation. .
Such compensation is only a drop in the bucket for the families of the victims who have suffered heavy losses.
It was seen in the news that the homes of the Yorba Linda victims’ families were also destroyed. If the reconstruction is carried out at market prices, I’m afraid we can only rely on the victims’ residents themselves to insure additional compensation for the houses.
From the perspective of the industry, in this incident, the only one who can immediately compensate the families of multiple victims in large sums of cash and help the families of the victims overcome the financial difficulties islife insurance.
life insuranceWhat is guaranteed is "life".It is to provide a tax-free sum of money to relatives or families after the death of the insured, so that the family members can avoid financial troubles and tide over the current difficulties.This is a valuable asset. Even if the insured passes away unfortunately and is not with the beneficiary, they can still be taken care of financially.
If the pilot of the crash and the residents of the Yorba Linda victims have insured themselves in advancelife insurance.Then, their relatives or beneficiaries can make claims according to the following methods.
Life insurance claims process
1. When the insured person passes away
2. Family members or beneficiaries contact insurance companies or insurance brokers to assist in filling out the death claim application form
3. The signed death claim application form and the original death certificate issued by the government unit should be sent to the insurance company.
4. The insurance company sends the claim settlement and cashier's check to the beneficiary (some insurance companies can accept the customer's request to remit to the customer's designated account)
In general, life insurance companies in the United States are faster to settle claims. In this case, they can usually complete claims within a few weeks. Tax-free cash checks can help families who have suffered accidents and no longer face financial burdens. Dilemma.
(American Life Insurance GuideNet editor report)
