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Nationwide 關於中文社交媒體(微信)上的不實信息的聲明(全文)

(12/21/2018 – 加利福尼亞州 )Nationwide Mutual Insurance Company(中文暫譯為:全國人壽)對近期在中文社交媒體(微信)上出現的,關於該公司人壽保險業務的一些誤導性信息,發表了正式聲明。Nationwide聲明,Nationwide並未退出人壽保險業務。以下是Nationawide公司就此問題,向美國人壽保險指南網提供的聲明全文:

nationwide-logo-statement

Nationwide IPS WeChat Statement

WeChat Correction Statement

Nationwide is not exiting the life insurance business

We Chat Article with false information: (translation)

Another large US insurance company announced its withdrawal from the insurance channel

by US-China Exchange Promotion Association

NATIONWIDE, a large US life insurance company based in Ohio, announced last week that it will completely withdraw from the insurance channel in July 2020.

NATIONWIDE is a company with large independent agents and exclusive agents in large US insurance companies. It currently has about 10,000 independent agents and 2,000 exclusive agents. This decision last week meant that about 2,000 exclusive agents under it would either be converted into independent agents or left to other insurance companies. NATIONWIDE reported that the decision was made primarily because of market changes, customer choices and the need for exclusive agents to demand more

From the decision of NATIONWIDE and the decision of VOYA to withdraw from the personal life insurance business at the end of the year, and the series of actions by Metropolis and LIBERTY to sell individual insurance channels in recent years, we can see that the United States is presented as a mature insurance market. Two major trends: First, the risk channel continues to shrink. Second, more and more companies are trying to reduce costs and meet customer demand for insurance through direct sales channels (D2C).

Revelation: As an emerging insurance market, China may have a rising number of exclusive agents, but it will never grow, it will definitely fall back at a high point, and independent agents will come into being. And to develop, direct sales channels will be further developed. Chinese insurance companies should strategize, carefully study the channels of independent agents in mature markets, and develop relationships with intermediary companies and independent agents.

Nationwide Statement

Nationwide is committed to the growth of our life insurance and financial services businesses. Our history of strength and stability dates back more than 90 years.

As a Fortune 100 company, we are committed to providing diverse solutions including life insurance, annuities, mutual funds, and retirement plans. We are also a leading United States property and automobile Insurance company.  Our property and automobile Exclusive Agents are converting to become property and automobile Independent Agents as part of our company』s growth strategy. However, our financial services business has long offered its solutions through advisors and agents and is not impacted by this change.

We are fully committed to continuing to invest in and grow our life insurance business through our deep firm partnerships, including World Financial Group. In fact, Nationwide is in the third year of a five-year plan to invest in our life insurance business with industry-leading new technology to make it even easier for agents and customers to access our competitive life insurance offerings.

About Nationwide
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit www.nationwide.com. Follow us on Facebook and Twitter.

 

以下是美國人壽保險指南網對聲明部分(statement section)的翻譯:

Nationwide 聲明

Nationwide 致力於人壽保險和金融服務業務的發展。 我們的實力和穩健的歷史可以追溯到90多年前。

作為一家財富100強公司,我們致力於為消費者提供豐富的解決方案,包括人壽保險,年金,共同基金和退休計劃。 我們也是一家領先的美國房地產和汽車保險公司。 我們的房地產和汽車獨家代理經紀,正在轉變為房地產和汽車獨立代理經紀,這是我們公司發展戰略的一部分。 但是,我們的金融服務業務,長期以來一直通過財務顧問和經紀人的方式來提供解決方案,並且不受此變化的影響。

我們一直致力於通過建立深厚的合作關係,來不斷投資和發展我們的人壽保險業務,這些合作夥伴包括世界金融集團。 事實上,Nationwide正處於一個五年計劃中的第三個年頭,該計劃通過在我們的人壽保險業務中投入行業領先的新技術,使代理經紀和客戶能更加便捷地獲得我們具有競爭力的人壽保險產品。

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