Nationwide 关于中文社交媒体(微信)上的不实信息的声明(全文)

(12/21/2018 – 加利福尼亚州 )Nationwide Mutual Insurance Company(中文暂译为:全国人寿)对近期在中文社交媒体(微信)上出现的,关于该公司人寿保险业务的一些误导性信息,发表了正式声明。Nationwide声明,Nationwide并未退出人寿保险业务。以下是Nationawide公司就此问题,向美国人寿保险指南网提供的声明全文:

nationwide-logo-statement

Nationwide IPS WeChat Statement

WeChat Correction Statement

Nationwide is not exiting the life insurance business

We Chat Article with false information: (translation)

Another large US insurance company announced its withdrawal from the insurance channel

by US-China Exchange Promotion Association

NATIONWIDE, a large US life insurance company based in Ohio, announced last week that it will completely withdraw from the insurance channel in July 2020.

NATIONWIDE is a company with large independent agents and exclusive agents in large US insurance companies. It currently has about 10,000 independent agents and 2,000 exclusive agents. This decision last week meant that about 2,000 exclusive agents under it would either be converted into independent agents or left to other insurance companies. NATIONWIDE reported that the decision was made primarily because of market changes, customer choices and the need for exclusive agents to demand more

From the decision of NATIONWIDE and the decision of VOYA to withdraw from the personal life insurance business at the end of the year, and the series of actions by Metropolis and LIBERTY to sell individual insurance channels in recent years, we can see that the United States is presented as a mature insurance market. Two major trends: First, the risk channel continues to shrink. Second, more and more companies are trying to reduce costs and meet customer demand for insurance through direct sales channels (D2C).

Revelation: As an emerging insurance market, China may have a rising number of exclusive agents, but it will never grow, it will definitely fall back at a high point, and independent agents will come into being. And to develop, direct sales channels will be further developed. Chinese insurance companies should strategize, carefully study the channels of independent agents in mature markets, and develop relationships with intermediary companies and independent agents.

Nationwide Statement

Nationwide is committed to the growth of our life insurance and financial services businesses. Our history of strength and stability dates back more than 90 years.

As a Fortune 100 company, we are committed to providing diverse solutions including life insurance, annuities, mutual funds, and retirement plans. We are also a leading United States property and automobile Insurance company.  Our property and automobile Exclusive Agents are converting to become property and automobile Independent Agents as part of our company’s growth strategy. However, our financial services business has long offered its solutions through advisors and agents and is not impacted by this change.

We are fully committed to continuing to invest in and grow our life insurance business through our deep firm partnerships, including World Financial Group. In fact, Nationwide is in the third year of a five-year plan to invest in our life insurance business with industry-leading new technology to make it even easier for agents and customers to access our competitive life insurance offerings.

About Nationwide
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit www.nationwide.com. Follow us on Facebook and Twitter.

 

以下是美国人寿保险指南网对声明部分(statement section)的翻译:

Nationwide 声明

Nationwide 致力于人寿保险和金融服务业务的发展。 我们的实力和稳健的历史可以追溯到90多年前。

作为一家财富100强公司,我们致力于为消费者提供丰富的解决方案,包括人寿保险,年金,共同基金和退休计划。 我们也是一家领先的美国房地产和汽车保险公司。 我们的房地产和汽车独家代理经纪,正在转变为房地产和汽车独立代理经纪,这是我们公司发展战略的一部分。 但是,我们的金融服务业务,长期以来一直通过财务顾问和经纪人的方式来提供解决方案,并且不受此变化的影响。

我们一直致力于通过建立深厚的合作关系,来不断投资和发展我们的人寿保险业务,这些合作伙伴包括世界金融集团。 事实上,Nationwide正处于一个五年计划中的第三个年头,该计划通过在我们的人寿保险业务中投入行业领先的新技术,使代理经纪和客户能更加便捷地获得我们具有竞争力的人寿保险产品。

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