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The decline in life expectancy in the United States has reached a new high in 100 years. The 4 major incentives and how to pay insurance claims?

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(TheLifeTank.com 08/31/2022 News) According to a report released today (Wednesday) by federal health researchers,By 2021, the average life expectancy in the United States is 76 years.

The average figure is the lowest in nearly three years since 2019,In 2019, the average life expectancy in the United States was nearly 79 years.

Average life expectancy in the U.S. will fall further sharply in 2020 and 2021,This was the steepest two-year decline in nearly 100 years.

life-expectance-2022-American life expectancy©️New York Times

The New York Times used,"Average American life expectancy, in 'historic' setback, falls again”* title to describe the current situation and sparked a heated discussion in the community message.

5 reasons for lowering the life expectancy of Americans

In the past two years, the U.S. government has released the world's largest number of new coronavirus death rates, with a cumulative total of more than 100 million cases, which is one of the main reasons for the decline in American life expectancy.

In addition, the following four factors are the other main causes of death in addition to the epidemic.

  • accidental injury
  • drug abuse
  • Chronic disease
  • suicide

(>>>Related reading:Chronic disease insurance vs long-term care insurance, how should parents and seniors choose?
(>>>Related reading:If the policyholder commits suicide, will American Life Insurance pay?How to pay?

Life Insurance Provides Income Security for Families

Life insurance offers families the easiestIncome Replacement Guarantee, provides a lump sum for the family and children in the event of the death of the insuredhuge claims.According to the 2022 U.S. Life Insurance Statistics* released by PolicyGenius:

  • 52% — 52% of U.S. adults have life insurance coverage;
  • 11% — more women have life insurance than men;
  • $3.29 trillion — Total U.S. life insurance claims benefit total;

With the entry into the post-epidemic era, the global economic situation will become more uncertain, and the average life expectancy of global residents will be significantly impacted.

The average life expectancy of Americans is facing the second consecutive decline in more than two years in a hundred years. The last time a similar decline occurred was in 1921-1923.

American Life Insurance Guide for the CommunityLife Financial Advisor Heather XiongSaid that these figures seem to be constantly reminding us that while planning the income insurance protection of family members, we should not waste each other's precious life time on unnecessary things, and enjoy good air and high-quality water in our limited lives. , Pursue and experience a better high-quality life with your loved ones. (End of full text)

(>>>Related reading:Data Ranking | At what age do residents from all over the world retire and start enjoying life?)

appendix
*"US Life Expectancy Falls Again in 'Historic' Setback", https://www.nytimes.com/2022/08/31/health/life-expectancy-covid-pandemic.html
* “Life insurance statistics in 2022,” https://www.policygenius.com/life-insurance/life-insurance-statistics/

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