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AboutCovid-19 new crownVaccines, there have recently been some open-minded "arguments" on social media:If misfortune occurs after the Covid-19 vaccine, life insurance will not make claims!
"Covid-19 vaccine"" and "Life Insurance", the two objects that cannot be beaten by eight bars, have recently been linked together in this way, and have become a new advantageous weapon for groups with views of the "vaccine scam" on social media.
As you can see, the content of such social media accounts gives a conclusion that "many people die from vaccines", "because vaccines are experimental in nature", and therefore, "life insurance does not cover claims."
But this statement did not provide any data or evidence, or even more specific cases and information.It is worth noting that many of these tweets happen to come from anonymous accounts, and most unilaterally accuse them of "vaccine scams."
This is not the first time that anti-vaccine groups have used social media to attack vaccines, but they are deliberately linked to life insurance.Using the insured’s fear to spread and promote one’s own views is indeed a dirty practice of spilling sewage everywhere.
Think about it later.Isn't the new crown vaccine used to protect the people and reduce the fatality rate of Covid-19?The fatality rate is reduced, and the claim rate is also reduced accordingly. Isn't this the most favorable situation for life insurance companies?
In fact, under the protection of life insurance, vaccination is a matter of double protection.
Industry federation refutes false rumors
The Canadian Life and Health Insurance Association (CLHIA) issued a series of statements that directly refute the false information on social media.
"Contrary to the false information on social media, the Covid-19 vaccine does not affect the application and settlement of life insurance or supplementary health insurance."
Paul Graham, the vice chairman of the American Life Insurance Council, also refuted it, noting that social media was flooded with misinformation related to the COVID-19 new crown virus vaccine.
"In addition to disseminating completely false information, posts on social media also imply that vaccination against COVID-19 may become a factor to be considered by life insurance companies when making claims."
"The fact is that life insurance companies will not consider whether the insured has received the COVID vaccine when making claims."
"The fact is that life insurers do not consider whether or not a policyholder has received a COVID vaccine when deciding whether to pay a claim."
Doubtful?You can also do
If you are still worried that the Covid-19 vaccine will affect your life insurance in some way, the American Life Insurance Guide©️ provides some ways to make you feel at ease.
Try to call your life insurance company directly, or even call several other life insurance companies.Ask them if the Covid-19 vaccine will affect your life insurance claims.
Finally, based on the insurance policy contract documents, seek the opinions of professionals and channels to protect the actual interests of each of our policyholders.At the same time, on social media, in daily life, distinguish between "views" and "facts", avoid hearsay, so as to prevent yourself from being intimidated and manipulated by long-term false information, and subtly become victims of further dissemination of false information.
About LifeTank©️ – LBYB
LBYB-Learn Before You Buy, is a guiding concept for individuals and families to configure life insurance proposed by TheLifeTank.com-American Life Insurance Guide©️.In view of the diversified financial instrument attributes of cash value life insurance in the United States, its application in the field of wealth accumulation and inheritance has surpassed consumer insurance products that consumers can understand in the traditional sense.The lack of corresponding basic knowledge education and one-sided education may cause harm to your rights.Before applying for an insurance policy, the American Life Insurance Guide©️ encourages consumers and investors to learn and understand the basic operating principles and functions of such financial products in advance, so as to obtain solutions that can truly protect their families and wealth.
