#8. AIG – ML Strategic Balanced Index Strategy

AIGAIU Insurance CompanyIn the index-type policy account of , the policyholder is additionally provided with the index strategy of Merrill Lynch.The index strategy isS&P 500 Index”, “Merrill Lynch 10-Year Treasury Bond Futures Index” and “Cash” among the three asset targets, carry out dynamic balance and risk management according to market fluctuations.

As of February 2022, 2, the one-year return of the index strategy is:-4.02%

#7. American Life Insurance – BNP Momentum Multi Asset 5 Index Strategy

Ameritas American Life(Merida Life Insurance), the index strategy launched by BNP Paribas is additionally provided.The index strategy is a combination between developed and emerging market equity securities, real estate and assets such as gold.

As of February 2022, 2, the one-year return of the index strategy is:-3.41%

#6. AIG Insurance – PIMCO Global Optima Index Strategy

AIG InsuranceThe company's index insurance policy additionally provides this global index strategy of Pacific Investment Management Corporation (PIMCO) for policyholders to choose.The index strategy is a combination of a global equity market and a U.S. domestic fixed income market.

The one-year return for the index strategy as of February 2022, 2 is:-2.54%

#5. National Life Insurance – Credit Suisse Balanced Trend 5% Index Strategy

National Life InsuranceThe company's index policy will additionally provide this cross-asset class index strategy launched by Credit Suisse in different countries and regions around the world after 2020 for policyholders to choose.

The one-year return for the index strategy as of February 2022, 2 is:-0.60%

#4. Symetra Life Insurance – JPMorgan ETF Efficiente 5 Index Strategy

Symetra Insurance CompanyIn the index policy issued, the index strategy of JP Morgan is additionally provided for policyholders to choose.The index strategy achieves the purpose of "controlling market volatility" by dynamically balancing 12 ETFs and cash.

As of February 2022, 2, the one-year return of the index strategy is:-0.22%

#3. Allianz Life Insurance – Bloomberg US Dynamic Balance II ER Index Strategy

Allianz Insurance North AmericaIn the company's index policy account, the index strategy of Bloomberg Financial is additionally provided for policyholders to choose from.This strategy is composed of two other index strategies under Bloomberg Financial, and the strategy is dynamically adjusted "daily" according to market fluctuations.

As of February 2022, 2, the one-year return of the index strategy is:-0.11%

#2. Lincoln Life Insurance – Fidelity AIM® Dividend Index Strategy

Lincoln Life InsuranceIn the index policy account, the policyholder is additionally provided with the index strategy under Fidelity Investments.The index strategy uses a rules-based approach to dynamically balance and manage risks in three asset classes: "Dividend-Participating Stocks", "U.S. Treasury Bonds" and "Cash" based on market fluctuations.

As of February 2022, 2, the one-year return of the index strategy is:+ 1.88 %

#1. Allianz Life Insurance – PIMCO Tactical Balanced ER Index Strategy

Allianz Life InsuranceThe index policy account launched by the company also provides policyholders with additional policy options under the Pacific Investment Management Company.The index uses a quantitative investment strategy framework designed to profit from trends in the bond market.

As of February 2022, 2, the one-year return of the index strategy is:+ 7.33 %

Final Chart: One-Year Return Comparison of Index Strategies

(*Using 02/08/2022 public index market data. Index names and insurer names are registered trademarks of the respective companies and are used in this article and legend for identification and educational analysis purposes only. Index One Year Return Yield is not a policy Account actual return income, please discuss the interest-bearing terms of your policy with a professional life insurance financial advisor.)

From the one-year return distribution above, it can be seen that in the year 2021/02-2022/02,Past champion productsStrategy: AIG – ML Strategic Balanced-4.02%, in this index evaluation, the ranking is at the bottom.

Representative life insurance products offering this index strategy include:AIG/QoL Max Accumulator+ II IUL(Review) / AIG/QoL Value+ Protector IUL

In the new round of evaluation,Allianz InsuranceThe PIMCO Tactical Balanced ER Index Strategy to Yield+ 7.33 %, ranking first in the index evaluation list.

Representative life insurance products offering this index strategy include:Allianz Life Pro+ Advantage (Review)

As a benchmark control groupS&P 500 Index,althoughexperienced a sharp decline in early 2022, but based on the one-year data, it still maintains+ 17.09 %annual growth rate.

Due to all insurance brands participating in the evaluation, S&P500 index strategies are provided to choose from.therefore,Over the past year, any policyholder who opted for the S&P 500 One-Year Index Strategy Account has been a yield winner.

The specific rate of return for each policyholder depends on the income and interest-bearing terms of the insurance product you subscribe for. Please contact your life insurance financial advisor for details.