In the real life insurance market, consumers often ask questions: "Is life insurance an asset? Is it a good investment?" This article explains.
Author: Heather Xiong CFP®️
Life Insurance Strategy: What is Phone Underwriting?What preparations need to be made by the insured?
The insurance company will directly call the applicant for Tele Underwritting. What is the process?What questions will be asked specifically?
US Index Policy IUL Explained and Frequently Asked Questions Answering Column
What money does the insurance company deduct for IUL policy?Where did all the expenses go?Will it be deducted more?This column answers these common questions of policyholders.
American Life Insurance Policy Upgrade Strategy: What is the IRS 1035 Exchange conversion clause?
insurGuru©️Life Insurance Column: The old policy in hand has been for many years?Can it be Trade In?What does Section 1035 of the IRS mean?
What are the Living Benefits of life insurance? How to choose and evaluate
What exactly are Living Benefits? What is it for us, and how is it different from major disease insurance in other countries or regions?
What does Surrender Value and Cash Surrender Value mean?Why Surrendering After Many Years Isn't Worthwhile
insurGuru©️Class#11: What does Cash Surrender Value in the policy mean?How can I choose when I need money?
Is American life insurance really tax-free?
insurGuru©️Life Insurance Academy Lesson 9: In the United States, where tax regulations are well-regulated, a large amount of cash income is involved, can it really be tax-free?
What does the "Rider" of insurance mean?What is the use?
When dealing with life insurance, I often hear the term "Rider". There will also be a part of Rider in the policy contract. Did you choose the right one?
How to use index insurance to carry out 2-in-1 financial planning for children's "education savings plan" and parents' "retirement income"?What are the advantages?
Children’s "education fund planning" and our own "retirement income planning" are two-in-one. What are the advantages of such a financial design plan?