A healthy, "guaranteed cash flow" retirement fixed income structure usually consists of three parts: social security pensions, retirement accounts (401k, 403b, Pension, etc), life insurance and annuities.
Tag: Life insurance knowledge
How to buy life insurance in the United States: which is better, term life insurance or whole life insurance?
Which is better, term life insurance or whole life insurance?To answer this question is really not that simple.We shared a unique point of view.
What are the Living Benefits of life insurance? How to choose and evaluate
What exactly are Living Benefits? What is it for us, and how is it different from major disease insurance in other countries or regions?
Introduction to American Life Insurance Types of Prices and Premiums and Comparison of Advantages and Disadvantages of Each Type of Insurance (2023 version)
American Life Insurance Guide insurGuru©️ Academy will introduce in this article: American life insurance types, prices, premiums and advantages and disadvantages.
What does Surrender Value and Cash Surrender Value mean?Why Surrendering After Many Years Isn't Worthwhile
insurGuru©️Class#11: What does Cash Surrender Value in the policy mean?How can I choose when I need money?
Is life insurance good, how do insurance policies compare?Learn IRR and master the secrets of policy return on investment
insurGuru©️ Lesson 10: How to use the IRR rate of return to judge the financial health and sustainability of an insurance policy design?
Is American life insurance really tax-free?
insurGuru©️Life Insurance Academy Lesson 9: In the United States, where tax regulations are well-regulated, a large amount of cash income is involved, can it really be tax-free?
Health Checkup Strategies for Purchasing Life Insurance
What is the physical examination before purchasing life insurance? Does it cost money?Can I skip the medical examination? insurGuru©️Life Insurance Academy#8 class will help you understand the ins and outs of the physical examination.
Five questions and five answers: What is the difference between the "borrowing" of life insurance and the "owing" of ordinary bank loans?
Understand and master this method of borrowing. At a critical moment, borrowing from yourself will be more advantageous than borrowing the cash from friends or family.