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I saw a paragraph a few days ago, although there are not a few lines, but the words and the words are pearls, and the warmth rises in my heart instantly: ask yourself, why do you want children?Succession?Bring up children for the purpose of being looked after in old age?I saw a very touching answer in the book-"In order to participate in the growth of a life, there is no need to fight for me, no need to pass on my lineage, let alone help me to support me. I only need this life to exist and walk through this beautiful world. , Let me have the opportunity to walk with her (him) for a while..." What a beautiful answer!
Once a child is born, there are three major things that must be done, namely, choosing a name, registering a household registration, and getting insurance.Some people may ask, why should we rush to provide insurance for children?Only when there is risk, insurance is needed. A life is born into this world and begins his life journey, which means that it is impossible to be smooth sailing, it may be sunny, or it may be stormy.
Because we are not sure whether we, who are weak, can withstand a certain accident in a long time;
Because we can't guarantee that in the ruthless years, helpless us can overcome a certain serious illness;
Because we don't want to admit that before the reincarnation of life and death, we arrogantly doomed to death, old age, sickness and death!
Recently, a piece of news has blown up the circle of friends. After reading it, it makes people very worried:After coming out of the hospital, the mother knelt down to apologize to her son—it’s not that the mother doesn’t love you, it’s that she really can’t afford the medical bills...As parents, we have a responsibility that we cannot shirk, and as children, the same is true for parents. How many times will this powerless tragedy occur in China every day?
The priority insurance for children is a combination of "major illness + hospitalization + accidental injury + accidental medical treatment".Why should children buy critical illness insurance?The insurance company’s claim data proves that the incidence of major diseases in the age group under 18 is even higher than that in the 18-30 age group.
In reality, we can find that the mainstream of leukemia is children.If a child has a serious illness, parents will almost always go all out to treat it. The tragedy of a family's destiny that is changed by a sick child, and poverty due to illness and return to poverty due to illness have always been a social problem.
Do you want to buy insurance for your child?The answer is simple: as long as it is yours, you have to buy it!
Generally speaking, all kinds of insurance can be purchased 28 days after the child is born. To give the child delicious food and drink, and to buy a lot of brand-name clothes or toys, it is better to buy her an insurance and feel at ease!Whether you get sick or not is a matter of heaven, we can't control accidents and diseases!It is the doctor's business to treat diseases and save people, but whether there is money for treatment is what our parents should consider!
1 Accident insurance must be bought and adequate protection
據有關部門對全國11個城市4萬多名少年兒童進行的調查顯示，我國每年有20%～40%的兒童因意外傷害身故、殘疾或進行醫學治療。我國兒童意外死亡率佔據很高的數值，意外傷害也是我國0~14歲兒童的「第一殺手」。悲劇隨時在發生……
2 Critical illness insurance must be bought, otherwise you may go bankrupt
CCTV reported that one child died of cancer every 3 minutes.In my country, the incidence of childhood tumors has been increasing at a rate of 1% every year for the past ten years, The number of new children with malignant tumors reaches 3 to 4 every year.In order to find the best treatment effect, some parents have to take their children to hospitals in major cities such as Beijing, Shanghai, and Guangzhou for treatment, and high medical expenses follow.
The serious illness is eroding the health of the children, and it is also destroying the originally peaceful and happy families!For the patient's family, medical expenses are also a crucial issue.If the child can persist and complete treatment, it will cost two years of intensive treatment, three years of consolidation treatment, and money ranging from 10 to 30.
No matter who it is, it is a heavy burden!Too many families fall into poverty due to illness, return to poverty due to illness, children are sick all the time, and the whole family is in trouble.Therefore, you must buy critical illness insurance, otherwise you may go bankrupt at any time.
3 Education insurance must be bought
Many qualified parents have purchased children's education insurance to save their children the expenses of high school, university and even studying abroad.This type of insurance accumulates funds through similar means of compulsory savings and eases the economic pressure on children's education in the future.However, this type of insurance is only the icing on the cake compared to the above two items. Parents should choose according to their own financial ability and do what they can.
It is the wish of every parent to hope that a child will become a dragon and a daughter to become a phoenix. As a parent, I certainly hope that their children will succeed, but as the future competition, it is not only the competition of academic qualifications, the competition of knowledge, but also the competition of capital.It is also very necessary to prepare a considerable amount of education or entrepreneurial funds for children.
If your child is full moon and has not bought insurance yet, then please reflect on why our child does not have it. Is it a negligence to be a mother or a fluke in being a father? !
From stumbling to steady walking, children have a long way to go. Parents may not be able to care for their children for a lifetime, but they can use insurance to convey the never-ending love. Helping children to tide over every difficulty is a must for each of us as parents. Things to do.
Buying an ice cream for your child is to give him XNUMX minutes of happiness;
Buying a toy will give him XNUMX days of happiness;
Buying a piece of clothing gives him XNUMX months of happiness;
Buying an insurance is to give him a lifetime of happiness!
I chose an insurance plan that guarantees lifelong life as a gift to accompany my child for life.
Because I can’t protect my child forever,
When will I go with the wind,
That thin insurance contract will always accompany him...
Maybe the paper of the insurance policy will turn yellow,
But our autographed name must still be clear,
Like our love for children,
Always bright, never fade.
When children open the insurance contract, they will think of us.
It was when I was a child, when my parents were still young, they gave me a gift and stayed with me forever!The insurance policy turned yellow, thinking of my parents.Father’s shoulders cannot be strong forever, mother’s smile cannot always be with him, but the insurance policy insured for love will replace them and let love continue!
(The above content does not represent the views of American Life Insurance Guide.)
(>>>Recommended reading:Can children and newborn babies buy life insurance in the United States?What kind of insurance should I buy?What are the advantages and disadvantages of buying life insurance for children?）
