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Exposure of false medical insurance for childbirth in the United States: forged promotional materials, many policy problems

(American Life Insurance GuideNet editor report) According to a report from China Overseas Chinese Network on February 2th, last week in the United States, Southern California raided 7 confinement centers. 3 people were arrested and 3 people are at large. The topic of confinement centers has once again attracted public attention. Let people pay more attention.

Selling false high-priced "Medical Insurance for Childbirth"

Recently, someone found someInsurance brokerTo promote a kind of "Medical Insurance for Childbirth" to pregnant women from China.What these products have in common is that the fees are high and there is no detailed description of insurance costs.It also claimed that there were additional application fees and a one-time fee.

Such so-called "insurance products" do not, and do not comply with the current Health Insurance Act (ACA) requirements.In terms of publicity, under the name of the formal insurance company Kaiser Permanente, it is actually a fake insurance product.

It is reported that at present, the affected medical insurance company is investigating the matter.At the same time, Chinese people who go to the United States to have children are also reminded not to be deceived by false insurance propaganda.

Discovered in the process of consumer comparison

According to a report from the World Journal, a consumer raised doubts after comparing two insurance products offered by the same medical network (Kaiser Permanente).Later, one of the insurance agents asked consumers for a competitor's insurance product plan, and discovered this "Maternity Medical Insurance Plan" that was suspected of illegally using the Kaiser Medical/Kaiser Permanente trademark.

Caesars Medical Insurance is one of the medical networks frequently used by Chinese people, with the characteristics of "one-stop" medical services.At present, Caesars Medical Insurance also does not have a social security number, and it is possible to apply for the purchased medical insurance.Therefore, some lawbreakers take advantage of this point to spread false information against families in China to give birth to children in the United States.

Caesars Medical reminds consumers to prevent being deceived

Caesars Medical said that it only accepts pregnant women with Caesars medical insurance and does not accept self-paid pregnant women with a lump-sum payment.Caesars Medical has never printed or designed this kind of medical insurance plan leaflet, nor has it had the above-mentioned insurance plan, please don't be deceived.

(American Life InsuranceGuide net editor report)

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