If there are children in the family, there is an unconventional and usually overlooked way to help pay for the children’s tuition: our cash value life insurance policy.
Author: Heather Xiong CFP®️
Why can life insurance be used as a retirement account to save money?How to take money from insurance to pay bills after retirement?
Using life insurance policies as a source of retirement income and maintaining the expenses of the original lifestyle is a mature solution for American society.
How do life insurance policies purchased before marriage and after marriage count as property ownership?Under what circumstances count as personal property?
The marital property system does not conflict with personal property. After we truly understand the relevant laws and regulations, we can protect our property without having to spend a high price.
The American retirement account system has been reformed for the first time in 13 years. What is the specific content?What does it mean to us?
The focus of the reform of the retirement account system is to encourage Americans to save for retirement and help build a healthy and lasting financial situation.Click here to analyze key points.
"It feels like you are all serving the rich"-Misunderstandings of American Life Insurance (Part XNUMX)
Most of the professional brokers in the life insurance guide community come from ordinary Chinese families. Like everyone, they will face how to deal with the risks brought by social development and listen to their stories.
What is the difference between "long-term care" insurance and "chronic disease" insurance in the United States?How to settle a claim?
In the insurance process, different companies and different market personnel usually say a word, causing confusion.This article will explain how policyholders who need to "compensate for long-term care costs" can choose.
List of Children's Education Fund Plans (XNUMX): How many people chose them after reading them?
Columnist Heather continued to analyze two more flexible education tuition savings plans in this article, and compared them at the end of the article, hoping to help parents clarify their choices.
List of Children's Education Fund Plans (XNUMX): How to avoid "dinosaur pits"
There are many product advertisements for "education savings accounts" on the Internet. These accounts basically have no threshold. You can open an account in 10 minutes, but is it suitable for you? Heather's column will help you understand all kinds of products and avoid stepping into the "dinosaur pit".
When doing business in partnership, how to protect yourself with life insurance + sales and purchase contracts?
60% of China's SMEs went bankrupt due to equity allocation issues.Is there any way to avoid this risk when doing business in a partnership in the United States? The insurGuru©️ column analyzed 1 case.