Wrong filling in the policy application form?Reward brokers for free travel?What are the reasons for the fines imposed by the Washington State Insurance Department?

(American Life Insurance Guide 08/22/2019 News)Washington stateIn the recent three months of enforcement actions, the Insurance Bureau has investigated and fined insurance companies, agencies and practitioners who violated the Washington State Insurance Law to varying degrees, and issued a total of more than $3 in fines, revoked and penalized 80 practitioners and agents, and carried out media releases.

In law enforcement operations since May, the Washington Insurance Bureau has issued$164,735 and $724,000 Two batches of fines.In the published penalty order, the American Life Insurance Guide website lists some of the reasons for the fine, and also provides enquiries about law enforcement orders for readers to inquire.

Through public-facing media releases, the State Insurance Bureau also hopes to help the public understand the efforts made by the State Insurance Bureau to protect the rights and interests of policyholders.The following is a specific list.

List of penalized insurance companies

• Molina Healthcare of Washington, Inc., Seattle, fined $600,000,/cause of fine: admitted committing a series of violations.
• Preferred Contractors Insurance Risk Retention Group LLC, Billings, Mont.; fine $35,000/Penalty reason: Accept the insurance policy application submitted by an unlicensed broker.
• State Farm Fire & Casualty Co., Bloomington, Ill.; Fine of $20,000,/Reason for penalty: Some commercial insurance did not attach required documents.
• National Casualty Co., Columbus, Ohio; fined $20,000,/Reason for punishment: In more than half of the forms, the company did not use the correct and legally effective company name.
• Employers Mutual Casualty Co., Des Moines, Iowa; fined $4,000,/Penalty reasons: failing to properly sign a contract with a broker and a brokerage company, and let an unlicensed broker handle insurance transactions.
• Citizens Insurance Company of America, Howell, Mich.; fine $75,000 / fine reason: the insurance company charges incorrectly on 135 policies, and fills in the forms on 7 policies incorrectly.
• Mutual of Omaha Insurance Co., Omaha, Neb.; Fine $12,000, /Reason for fine: In 2016 and 2017, the insurance company spent $98,400 to reward 17 brokers who met the health insurance and life insurance performance standards to travel at public expense.Washington State law prohibits such behavior.
• PEMCO Mutual Insurance Co., Seattle; Fine $10,000, /Reason for fine: This insurance company did not send a letter 45 days in advance to remind the policyholder to change the policy in the mid-term, which violated Washington State law.At the same time, this change was not approved by the Commissioner of the Washington State Insurance Bureau.
  • Premera Blue Cross, Mountlake Terrace, Wash.; fined $5,000,
  • Sentry Insurance, Stevens Point, Wisc.; fined $3,000,
  • Nationwide Life Insurance Co., Columbus, Ohio; fined $2,500,
  • RepWest Insurance Co., Phoenix, AZ; fined $2,000,
  • Public Service Insurance Co.., Chicago; Revocation of business suspension and rectification order

List of penalized brokers and agents

• Golden Memorial Insurance Services, Inc., Hollister, Calif.; fined $20,000, order 19-0170
• Paul Koethke, Moses Lake, Wash.; fined $1,000, order 19-0257
• Ray Barragan and JR Barragan, Inc., Chowchilla, Calif.; fined $500, order 19-0171
• Tayoun Hawkins, Temple Terrace, Fla.; fine of $250, order 19-0203
• Insgroup, Inc.., Houston; fined $250, order 19-0204
• Denzel Eley Williams, Blue Bell, Pa.; fined $250, order 19-0208
• Terry Ann Dawkins, Norristown, Pa.; fined $250, order 19-0233
• Teresa Sophia Zabierowski, Philadelphia; fined $250, order 19-0234
• Chung Min Han, Lynnwood, Wash; fined $250, order 19-0265
• Crystal Weldon, Lake Stevens, Wash.; fined $250, order 19-0278
• Matthew Engelbrecht, Olympia, Wash.; Revocation of license, order 19-0302
• Green Light Insurance LLC, Puyallup, Wash.; Revocation of license, order 19-0260
• Chelsea Moriarty, Murfreesboro, Tenn.; Revocation of license, order 19-0261
• Ann J. Hoeke, Oakely, Calif.; Revocation of license, order 19-0262
• John Meyer, Napa, Calif.; Revocation of license, order 19-0263
• Regina hall, Philadelphia; revoke license, order 19-0264
• Alexandra Harper, Roseville, Calif.; Revocation of license, order 19-0256
• Stacey Rauenhorst, Lincoln, Neb.; Revocation of license, order 19-0271
• Heather Lee, Kannapolis, NC; give up license, order 19-0207
• Jeff Graham, Puyallup, Wash.; License cannot be renewed within 5 years
• Custom Contractors Insurance LLC, Phoenix; fined $15,000, order 19-0133
• Robert Triple and Tripple, Tripple & Tripple LLC, Edmonds, Wash.; $2,000 fine and certification procedures, order 19-0174
• Timothy Allred, Cottonwood, Ariz.; fined $2,500, order 19-0132
• Michael Hummel and Hummel Agency, Inc.; Yakima, Wash.; $250 fine, order 19-0248
• Philip Moyles, Jr., Rye, NY; fined $250, order 19-0177
• Ben wells, Fairhaven, Mass.; fined $250, order 19-0108
• Jose Gomez, Lombard, Ill.; fined $250, order 19-0161
• Janet Beaver, Los Angeles; fined $500, order 19-0206
• Shalini Patel, Vero Beach, Fla.; fined $500, order 19-0215
• Landan Dollar, Norcross, Ga.; fined $750, order 19-0214
• Steven Haase and INSUREtrust.com LLC, Norcross, Ga.; fined $1,500, order 19-0213
• Ehealth Insurance Services, Inc., Gold River, Calif.; Closed immediately, order 19-0221
• Cynthia Sailor, Englewood, Colo.; suspension of license, order 19-0118
• Ashley Parker, Willoughby Hills, Ohio; suspension of license, order 19-0119
• Justin Coe, Hilliard, Ohio; suspension of license, order 19-0120
• David Martinez, Warren, Ohio; suspension of license, 19-0121
• Natalie Miller, Madison, Wisc.; revocation of license, order 19-0122
• Adrian Epps, Richmond, Va.; Revocation of license, order 19-0124
• Carla McBeth, Houston; revoke license, order 19-0135
• Angelyne Palowitz, Harker Heights, Texas; revoke license order 19-0136
• Somning Pheth, Fife, Wash.; Revocation of license, order 19-0148
• E. Herbert Hafen, New Canaan, Conn.; Revocation of license, order 19-0149
• Robert Basile, Chino, Calif.; Revocation of license, order 19-0150
• Brittany Humphrey, Fredericksburg, Va.; Revocation of license, order 19-0178
• John Lord, North Charleston, SC; revocation of license, order 19-0179
• Joseph Vosberg, Tuscon, Ariz.; Revocation of license, order 19-0198
• Scott Dolven, Waukesh, Wisc.; Revocation of license, order 19-0199
• Samir Jones, Bedord, Texas; revocation of license, order 19-0200
• Blake Kelley, Scottsdale, Ariz.; Revocation of license, order 19-0201
• George Kengle, Springfield, Ore.; Revocation of license, order 19-0205
• Kyle Stewart, Bush Prairie, Wash.; Revocation of license, order 19-0232
• Anthony LaManna, North Royalton, Ohio; revoke license, order 19-0235
• Joseph Key, Philadelphia; revoke license, order 19-0236
• Angelique Gross, San Antonio, Texas; revocation of license, order 19-0237
• Fred Felder, Wesley Chapel, Fla.; Revocation of license, order 19-0238
• Aviation Markets, Inc., Chicago; revocation of license, order 19-0246
• Serena Rae Goldin, North Lauderdale, Fla.; Withdrawal of revocation, order 19-0247
• LoneRock Capital Partners LLC and Desiderio Ramos, Madison, Wisc.; revocation of license, order 19-0076
• Michael J. Bigger and E-Risk Services LLC, Flanders, NJ; $10,000 fine and immediate suspension of business, orders 19-0219 和 19-0220

Other institutions subject to penalties

• • Buddy's Home Furnishings, Orlando; ordered to suspend business immediately and fined $10,000, order 19-0217
  • E-Risk Services LLC and Michael Bigger, Flanders, NJ; ordered to suspend business immediately and fined $10,000, order 19-0219 and order 19-0220
  • Pacific Alliance Title Co., Yakima, Wash.; fine $250, order 19-0187
  • Olympic Peninsula Title Co.., Port Angeles, Wash.; fined $250, order 19-0190
  • Guardian Northwest Title & Escrow Co., Mount Vernon, Wash.; fined $250, order 19-0193
  • Emerald Coast Title LLC, Seaview, Wash.; fined $250, order 19-0196
  • Clallam Title Co., Port Angeles, Wash.; fined $250, order 19-0197
  • First Nationwide Title Agency LLC, Uniondale, NY; fined $250, order 19-0241
  • Synergy Solutions and Brian Geary, Phoenix; ordered to suspend business immediately, order 19-0334
  • Oregon RIMS Chapter #37521, Portland, Ore.; fined $250, order 19-0268
  • MetroTech Chemicals, Inc.., Charlotte, NC; fined $20,000, order 19-0142
  • Church of the Nazarene Foundation, Belton, Mo.; fined $735, order 19-0267
  • Title Guaranty Co. of Lewis County, Chehalis, Wash.; fined $250, order 19-0185
  • Jefferson Title Co., Port Townsend, Wash.; fined $250, order 19-0192
  • First American Title Co. of Jefferson County, Port Townsend, Wash.; fined $250, order 19-0194
  • Fidelity Title Company, Yakima, Wash.; fine $250, order 19-0195

About Washington State Insurance Department

The Office of the Commissioner of the Washington State Insurance Bureau is responsible for oversightWashington stateInsurance industry to ensure that companies, agents andbrokerObey state laws.And issue administrative punishment orders against companies, agents and brokers.

Washington stateResidents who have questions or complaints about insurance can contact the Consumer Protection Department of the State Insurance Bureau via the Internet or by phone. The phone number is800-562-6900.