Posted by (American Life Insurance Guide 08/18/2019 San Francisco News) As the global financial market continues to fluctuate, the demand for hedging in the market has grown substantially, and the sales of fixed annuities in the US dollar (Fixed Annuities) products have increased significantly in the first quarter of 2019.
根據保險退休學院IRI發布的報告，年金市場的整體銷量在2019年的第1季度達到了$478億美元，相比於2018年第4季度略有下滑。但 固定型年金(Fixed Annuities)產品的份額相比卻大幅增長。
Researchers said that the dramatic market volatility and benchmark interest rate pressures at the end of 2018 explained part of the reason for the increase in sales of fixed annuities (Fixed Annuities).
According to data released by Beacon Research and Morningstar, the Insurance Retirement Institute IRI stated on June 6 that the annuity sales of the entire industry increased by 14% year-on-year, but fell 17.5% from the fourth quarter of last year.
Sales statistics of different annuity products
Investment annuity 的在2019第1季度的銷量達到$207億美元，環比下降了10%，同比下降了9.8%。
It is worth noting that due to the strong response of the stock market in early 2019, the total assets of investment annuities in Q2019 1 increased by 6.5% from the previous month.
Fixed annuity 的銷量在2019年第1季度達到了$371億美元，對比2018年第1季度$263億美元的銷量，同比上漲了將近41%。值得注意的是，相對於2019年第4季度，僅環比增長了0.17%。
According to information released by Beacon Research, among fixed annuity products, exponential annuities led the growth with sales of $181 billion.Although lagging behind the fourth quarter of 2018, the sales volume of $4 billion in the first quarter of 2018 increased by 1%.
MVA type annuity 在2019年第1季度的銷售額為62億美元，同比和環比都有大幅增長——對比2018年第1季度的銷售額33億美元，MVA銷售額同比增長了85.8％。
Income annuity In the first quarter of 2019, sales increased only slightly from the previous quarter, but the year-on-year growth rate reached 1%, and sales reached $35 billion.
Qualified and Non-Qualified sales ratio
Among the annuity sales in the first quarter of 2019, Qualified's sales were $1 billion, and Non-Qualified's sales were $216 billion.According to Morningstar’s data,Investment annuity Qualified's sales in the market were $128 billion, and Non-Qualified's sales were $79 billion.
Beacon Research CEO Jeremy said in a statement that the first quarter's performance can be attributed to market fluctuations in the end of 1 and the first half of 2018.
He said: "We expect to continue to see strong growth in the next few years, because these needs are still vital for retirees and those planning to retire."
(End of the article)
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