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Can I still apply for insurance for California’s "home for all" and "stay at home" tonight?Can the premium be deferred?

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(03/19/2020美國人壽保險指南網 訊)在3月19日周四晚,加州州長加文·紐瑟姆(Gavin Newsom)發布了“Stay-at-Home(呆在家中)”的指令,從周四晚上起立刻執行。

At a press conference via the Internet, the governor asked, "Everyone is required to stay at home except getting food, caring for relatives or friends, getting necessary health and medical services, or doing only necessary work.If you are going out, please keep a distance of 6 feet."

Everyone is required to stay home except to get food, care for a relative or friend, get necessary health care, or go to an essential job. If you go out, keep at least 6 feet of distance.
—-Https://covid19.ca.gov/

截止 2020年3月18日太平洋夏令時下午6點,加州有675起確症案例,16人死亡。

New policy application: remote application and online application

In order to help policyholders across the U.S. to obtain various insurance protections normally, after verification by the community broker of the American Life Insurance Guide, theNew Crown OutbreakDuring the period, some insurance companies allowed remote network insurance applications under the premise of compliance, and there was no limit on the amount.In other words,Insurance companies can accept insurance policies regardless of whether it is 50 or 2000 million.For a certain amount of insurance, American residents can also enjoy the underwriting service of "free of medical examination" at the same time.

Even if the insured stays at home, he can communicate with professional insurance consultants in other places through the phone, instant chat software, and submit his identity documents and corresponding underwriting documents through the Internet, and he can apply for the insurance policy without leaving his house.

For example, insured families in Florida can use the Internet to seek online insurance services from insurance brokers or professional insurance consultants located in California.As long as californiaBroker or professional insurance consultant, Just hold a legal license from Florida.

Existing insurance policy: 60-day notice postponement of premium issuance

California Insurance Commissioner Ricardo issued a notice on March 3, requesting allThe insurance company gives policyholders a grace period of at least 60 days for premium payment.The purpose of the notice issued by the Insurance Bureau is that due toNew Coronavirus OutbreakAs for the impact on economic activities, California policyholders’ insurance policies will not be terminated due to various reasons caused by this public health crisis.

The governor of California recently declared a state emergency, requiring all California government departments to use all resources to help the people of California cope with the crisis caused by the new crown virus epidemic.

The California Insurance Bureau’s notice was notified to all insurance companies that provide coverage within California, includinglife insurance, Health insurance, auto insurance, property and accident insurance, and other types of insurance.

“Now we need to work together to help policyholders through this unprecedented period of uncertainty, including helping policyholders to maintain their insurance protection even if they cannot pay premiums,” said Insurance Commissioner Ricardo. “We must Do everything possible to ensure that in this public health crisis, policyholders and their families can always be protected by insurance."

American Life Insurance Guide Network appeals to the community,For the health of ourselves and our loved ones, do not add additional stress risk to the overloaded medical system, please stay at home with your family.(Finish)

Further reading:#New Coronavirus Outbreak California State Government Website Instructions
01. How long shall we stay at home? (Click to understand
02. What can we do?Which places are open? (Click to understand
03. Which places are closed? (Click to understand

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