New immigrants always unconsciously use the domestic way of thinking to do things in the United States.This is instinct and mental inertia.Today, I will briefly talk about some basic differences between domestic life insurance and American life insurance.
Day: June 25, 2018
The actuary tells you: Why pay 20 years instead of 5 years for guaranteed insurance?
The longer the payment period of protection type insurance, the better, because lower premiums can be used to obtain higher protection; and the shorter the payment period of wealth management insurance type, the better, because inflation must be taken into account!
Post-80s, are you still hesitating to buy it? !
Post-80s are mostly only children, in the "sandwich layer" of "421" or even "422" families. Most of the parents are born in the 50s, and support pressure is relatively high.Coupled with the high housing prices, the possible increase in the cost of childcare due to the second-child policy, the increasingly serious aging, the erosion of assets, and the increased volatility of the stock market, the post-80s pension economic pressure may be greater than that of those born in the 60s and 70s.
How to choose insurance when immigrating to the United States?
Hong Kong insurance is a suitable choice for Hong Kong residents. If you want to purchase assets in the United States, immigrate to the United States or are already a U.S. citizen, choosing to purchase insurance in the United States is the safest and wisest choice.