Heather Xiong, Independent Life Insurance Advisor Broker Insurance Producer/Broker Service Area San Jose Bay Area Insurance Broker
self introduction:Heather Xiong, CFP®️, Certified Financial Planner, from the University of California, Berkeley School of Public Health, Chief Financial Life Insurance Consultant of BH Financial, HummingLife Private Client Insurance Consultant, Financial Insurance Columnist, Professional Planning Consultant for Financial Insurance in the United States, "Global High Net Worth Residents Project" certified insurance consultant.
I am dedicated to providing individuals, families and businesses"Quality"of life insurance products and professionalInsurance and Financial Advisory Services.
Insurance products include:Personal and family life insurance wealth management products, critical illness life insurance products, supplementary retirement income insurance products, retirement pension annuity insurance, structured insurance products, supplementary education insurance products for children, and long-term care insurance products, variable death claims insurance Products, company partner/key employee insurance products, company insurance benefit plan products, and private wealth insurance product solutions.
Professional services include:CorrectAnalyze and upgrade old insurance policies, order large-value insurance policies, establish policy trusts, premium loans, insurance account audits, comprehensive financial planning, wealth management and inheritance planning and other professional financial services.
Starting from the actual needs of customers, a knowledge-based interactive insurance experience is my business philosophy.
"The life insurance product in the United States is a flexible financial tool, and the situation of each individual and each family is unique and different. How to use this tool efficiently to meet the specific needs of our family and achieve Our purpose is to help you as a consultant specializing in financial insurance."
- Heather xiong
Click on the picture to view my latest column
List of my life insurance columns:
00. [Evaluation] How to use insurance + trust to achieve a lifetime retirement income and wealth inheritance plan of $30 per year?
01.Why can life insurance be used as a retirement account to save money?How to take money from insurance to pay bills after retirement?
02.How do life insurance policies purchased before marriage and after marriage count as property ownership?Under what circumstances count as personal property?
03.The U.S. retirement account system has been reformed for the first time in 13 years.What does it mean to us?
04.What is the difference between "long-term care" and "chronic disease" in life insurance claims?Which one should I choose?
05.List of Children's Education Fund Plans (XNUMX): How to avoid "dinosaur pits"
06.When doing business in partnership, how to protect yourself with life insurance + sales and purchase contracts?
07.US Index Policy IUL Explained and FAQ Column
08.What is life insurance that is "you can use it while you are alive"? What is "life benefits"?How to choose and evaluate?
09."It feels like you are all serving the rich"-Misunderstandings of American Life Insurance (Part XNUMX)
For more articles on American life insurance, please visit myColumn
Read before policy planning:
[Science Post] How to choose insurance? 3 minutes to understand the essential knowledge of buying American life insurance
How to correctly take the first step of insurance and financial management?Detailed explanation and 4 common topics that insurance consultants must discuss
Contact me for an appointment:
WeChat: Heatherxlife
Line: Heatherxlife
电子邮件:[email protected]
Personal website:https://www.heatherxlife.com
