What about Columbus Life Insurance?Columbus Life Insurance Company Evaluation and Insurance Product Introduction

Introduction to Columbus Life

Columbus Life Insurance Company,Chinese calledColumbus Life Insurance.Although this insurance company is not well-known in the North American Chinese community, it is actually a company with a history of more than 110 years.

When consumers are preparing to purchase life insurance, some important criteria must be kept in mind at all times.One of the important ones is to understand whether the family's life insurance company has a strong financial position.Consumers always hope to find the best insurance products that meet their own characteristics on this basis.Columbus Life(Columbus Life) At this point, together with his parent company: Southwest Life Insurance Company, we will build a sound financial position.

You may have heard of its name for the first time, becauseColumbus Life(Columbus Life)The advertisements did not cover the Chinese community on a large scale.MutualFor the early corporate structure of the (reciprocal) structure, it may be an advantage to protect the interests of policyholders and reduce operating costs.The following is the American Life Insurance Guide Network© ️forColumbus Life(Columbus Life)Company reviews and product introductions, hoping to provide consumers with some supplementary references before purchasing and comparing insurance policies.

Columbus Life(Columbus Life) Credit Rating and Insurance Products

Columbus Life, Columbus Life Insurance CompanyThere are already more than110Years of history.It focuses on this field and provides a wide range of product lines to help customers grow and protect their wealth.

already1906In XNUMX, this insurance companyColumbus Mutual Life Insurance Company(Columbus Mutual Life), started operations in Columbus, Ohio.It consists ofChanning Webster BrandonFounded.The founder's philosophy at the time was to provide the public with the best insurance products at the lowest price.

On20century70Years,Columbus Life(Columbus Life)Start using computer systems to issue personal life insurance policies.This automated life insurance system (Automated Life Insurance System, ALIS) Help the company double its scale in just four years.

Arrived1980Columbus Mutual Life Insurance Company (Columbus Mutual Life) Manage the appointment40Billion-dollar life insurance policy.After two years, the company wasSouthwest Life(Western and Southern Life Insurance Company) Acquisition.

In terms of the use of technology,Columbus Life(Columbus Life) is the first company in the Southwest Life Group to have an Internet website. At the same time, it also provides online continuing education credit programs for insurance agents.

Columbus Life(Columbus Life)LogoAbove, is the famous Santa Maria,Santa Maria, Represents perseverance, dedication and free choice, these three points representColumbus Life(Columbus Life) history, it’s in the United States49Do business in all states, except New York State.

Columbus Life(Columbus Life) Financial Credit Rating

according to2017Years12Month31Japanese company report,Columbus Life(Columbus Life) Managers exceed$460Billion dollars in assets, operating profit exceeds$4One hundred million U.S. dollars.

从2009Since years,AM Best.giveColumbus Life(Columbus Life)A+Credit rating, Standard & Poor’s2013Maintained after yearsAACredit rating, and Fitch from09Has been maintained after yearsAACredit rating, and Moody’s gaveAA3Excellent rating.Columbus Life(Columbus Life) inComdexThe overall rating score is96Minute.

The following is a list of ratings:

• A+ (Superior) – AM Best.
• AA-(Strong) – Standard & Poor's/Standard & Poor's
• AA (Very Strong) – Fitch/Fit
• AA3 (Excellent) – Moody/Moody's

These ratings reflect the company's strong and stable financial situation and its good reputation in the face of claims from policyholders.

Columbus Life(Columbus Life) Product List

Like other insurance companies that specialize in life and annuity products,Columbus Life(Columbus Life) also provides a series of life insurance and annuity products to choose from.The following is a list of insurance types:

1. Term life insurance/Term Life
2. Universal insurance/Universal Life
3. Index Universal Insurance/Indexed Universal Life
4. Survival Insurance/Survivorship Life
5. Deferred annuity/Deferred Annuity
6. Immediate annuity/Immediate Annuity

American Life InsuranceGuide net© ️This article mainly introduces the company’sLife insurancesection.

Term life insurance/TERM

Columbus Life(Columbus Life) provides consumers with a product calledNautical Term®IfTerm life insurance products.This product provides basic protection functions, with a fixed premium and a fixed amount of death compensation.The features of this product are:    

• 10, 15, 20 And 30Years of coverage
• Underwriting18 Years old 75year old
• Price includesAccelerated Death Benefit Rider
• Provide otherRiderOption

RiderAccording to different states, applicable but not limited to:Accidental deathRider.Child Term InsuranceRider.Premium refundRider.Premium reductionRiderand so on.

Universal insurance/Universal Life

Columbus Life(Columbus Life) Universal InsuranceULThe insurance type is the company's leading product line, and there are many products under the insurance type for consumers to choose:

•  Discover More®
• Voyager Universal Life®
• Legacy G Survivorship
• Legacy Plus Survivorship

No matter if you choose a life insurance policy for your newborn children, or buy a life insurance for yourself, or even give85Year old elders buy an insurance policy,Columbus Life(Columbus Life) have provided a whole life insurance product solution.Survivors’ insurance is to provide life-long protection for two people at the same time through a single insurance policy. This type of insurance policy pays out when both parties pass away, and the cost is relatively low compared to purchasing life insurance policies for each.

Index Universal Insurance IUL

Columbus Life(Columbus Life) thisIULIndex insurance is called Indexed Explorer More®.With other insurance companies we reviewedIndex insuranceSame, the cash value of the product is partially linkedS & P 500When the market is good, the cash value increases, and when the market drops, the principal of the cash value of the policy is protected.Indexed Explorer More®WThis product provides consumers with4Various growth strategies to choose from.

Annuity products/Annuity

In addition to life insurance,Columbus Life(Columbus Life) also providesAnnuity insuranceProducts are for consumers to choose from to deal with their financial situation after retirement.These products are:

• Single Premium Deferred Fixed Indexed Annuities
• Single Premium Deferred Annuities
• Single Premium Immediate Annuities

insurGuru© ️Comprehensive evaluation of

Columbus Life(Columbus Life)It is a company that is still developing and progressing. It is not like some brands that advertise and over-brand on a large scale.along withColumbus Life(Columbus Life) Steady development is likely to occupy a higher position than other competitors in the future.Looking at it now, as a Fortune 500 company, its current excellent corporate credit rating and strong financial situation give consumers the confidence to choose it.

Official website:columbuslife.com

Columbus Life Insurance Company, Columbus Life Insurance, formerly the Columbus Mutual Life Insurance Company of the United States, was founded in 1906.

consumer hotline:800.677.9595
Headquarters: Cincinnati, Ohio
Parent company: Southwest Financial Group (Western & Southern Financial Group)
Recent developments:2017 company financial report

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