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	<title>入门知识 Archives - 美国人寿保险指南©️</title>
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	<description>-最专业的美国保险理财服务社区</description>
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		<title>揭秘每张保单背后的隐秘守护者：为何IGA如FDIC却鲜为人知</title>
		<link>https://thelifetank.com/%e7%be%8e%e5%9b%bd%e4%bf%9d%e9%99%a9iga</link>
		
		<dc:creator><![CDATA[Elizabeth]]></dc:creator>
		<pubDate>Tue, 26 Nov 2024 23:45:39 +0000</pubDate>
				<category><![CDATA[投保指南]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<category><![CDATA[经验分享]]></category>
		<category><![CDATA[美国保险公司会倒闭吗]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=25005</guid>

					<description><![CDATA[<p>为什么从来没有听说过每张保单背后的这个“神秘”机构和资金池？</p>
<p>The post <a href="https://thelifetank.com/%e7%be%8e%e5%9b%bd%e4%bf%9d%e9%99%a9iga">揭秘每张保单背后的隐秘守护者：为何IGA如FDIC却鲜为人知</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>4个关于美国人寿保险的常见误区</title>
		<link>https://thelifetank.com/4-myths-of-life-insurance</link>
		
		<dc:creator><![CDATA[Elizabeth]]></dc:creator>
		<pubDate>Thu, 26 May 2022 22:23:20 +0000</pubDate>
				<category><![CDATA[个人理财]]></category>
		<category><![CDATA[投保指南]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[人寿保险投保指南]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[寿险知识]]></category>
		<category><![CDATA[经验分享]]></category>
		<category><![CDATA[美国养老]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=18165</guid>

					<description><![CDATA[<p>人寿保险不像法律强制要求的汽车保险那样大众化，道听图说的消息，往往会让更多人掉入偏见的误区。</p>
<p>The post <a href="https://thelifetank.com/4-myths-of-life-insurance">4个关于美国人寿保险的常见误区</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>【购买保险必读】常被忽略的投保7大细节问题，你都踩雷了吗？</title>
		<link>https://thelifetank.com/7-important-clauses</link>
		
		<dc:creator><![CDATA[Heather Xiong CFP®️]]></dc:creator>
		<pubDate>Fri, 19 Mar 2021 05:18:50 +0000</pubDate>
				<category><![CDATA[投保指南]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[人寿保险投保指南]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<category><![CDATA[经验分享]]></category>
		<category><![CDATA[美元资产配置]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=15671</guid>

					<description><![CDATA[<p>我们在投保时往往并未被告之关“金融品”的方方面面。忽略一些关键细节，之后可能陷入困境。</p>
<p>The post <a href="https://thelifetank.com/7-important-clauses">【购买保险必读】常被忽略的投保7大细节问题，你都踩雷了吗？</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>不用体检的人寿保险（No Exam）会更贵吗？有什么优点和缺点？</title>
		<link>https://thelifetank.com/is-no-exam-policy-expensive</link>
		
		<dc:creator><![CDATA[David Wang]]></dc:creator>
		<pubDate>Wed, 16 Sep 2020 16:17:53 +0000</pubDate>
				<category><![CDATA[投保指南]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[人寿保险投保指南]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[经验分享]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=14372</guid>

					<description><![CDATA[<p>在您采取行动之前，还要牢记最重要的一点是，不能本末倒置。</p>
<p>The post <a href="https://thelifetank.com/is-no-exam-policy-expensive">不用体检的人寿保险（No Exam）会更贵吗？有什么优点和缺点？</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>美国IUL保险常见销售陷阱和误区，以及我们可以如何避免？</title>
		<link>https://thelifetank.com/us-life-insurance-apply-guidance-part-3</link>
		
		<dc:creator><![CDATA[美国人寿保险指南©️]]></dc:creator>
		<pubDate>Fri, 14 Aug 2020 22:31:53 +0000</pubDate>
				<category><![CDATA[投保指南]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[iul保险评测专题]]></category>
		<category><![CDATA[IUL指数型保险专题]]></category>
		<category><![CDATA[人寿保险投保指南]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=14034</guid>

					<description><![CDATA[<p>面对各种各样的销售话术，我们可以把握哪些核心要点，避免被误导和给家庭造成损失？</p>
<p>The post <a href="https://thelifetank.com/us-life-insurance-apply-guidance-part-3">美国IUL保险常见销售陷阱和误区，以及我们可以如何避免？</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>保费涨价近两倍！从马里兰听证会时间，解读不同保险公司类型及各自优缺点</title>
		<link>https://thelifetank.com/who-are-you-protecting-life-insurance</link>
		
		<dc:creator><![CDATA[Elizabeth]]></dc:creator>
		<pubDate>Mon, 26 Aug 2019 07:24:30 +0000</pubDate>
				<category><![CDATA[养老&长期护理]]></category>
		<category><![CDATA[投保指南]]></category>
		<category><![CDATA[行业资讯]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<category><![CDATA[经验分享]]></category>
		<category><![CDATA[美国long term care保险专题]]></category>
		<category><![CDATA[长期护理保险]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=11822</guid>

					<description><![CDATA[<p>“你们到底在保护谁？你们是在保护投保人，还是在保护保险公司的股票持有人？“</p>
<p>The post <a href="https://thelifetank.com/who-are-you-protecting-life-insurance">保费涨价近两倍！从马里兰听证会时间，解读不同保险公司类型及各自优缺点</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>买S&#038;P500指数到底能赚多少钱？美国股票市场的平均回报率到底是多少？</title>
		<link>https://thelifetank.com/average-us-stock-market-return</link>
		
		<dc:creator><![CDATA[Elizabeth]]></dc:creator>
		<pubDate>Thu, 27 Jun 2019 19:23:35 +0000</pubDate>
				<category><![CDATA[保单评测]]></category>
		<category><![CDATA[投保指南]]></category>
		<category><![CDATA[行业资讯]]></category>
		<category><![CDATA[财富传承]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[iul保险评测专题]]></category>
		<category><![CDATA[IUL指数型保险专题]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[标普500指数相关新闻]]></category>
		<category><![CDATA[经验谈]]></category>
		<category><![CDATA[美国保险理财专栏]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=11253</guid>

					<description><![CDATA[<p>无论如何，都要牢记一点：只有当您长期持有的情况下，才可能获得美国股市长期的平均回报。</p>
<p>The post <a href="https://thelifetank.com/average-us-stock-market-return">买S&#038;P500指数到底能赚多少钱？美国股票市场的平均回报率到底是多少？</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>买房之余，别让这一项配置成为华人家庭的缺失</title>
		<link>https://thelifetank.com/risk_management_under_mortgage_paying_period</link>
		
		<dc:creator><![CDATA[Sue Lee]]></dc:creator>
		<pubDate>Mon, 06 Aug 2018 07:17:39 +0000</pubDate>
				<category><![CDATA[财富传承]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<category><![CDATA[美国买房专题]]></category>
		<category><![CDATA[美国买房攻略]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=5865</guid>

					<description><![CDATA[<p>拥有房产的人拥有的风险更多，他们或是面临贷款无法偿还，或是面临缴纳巨额遗产税的问题。</p>
<p>The post <a href="https://thelifetank.com/risk_management_under_mortgage_paying_period">买房之余，别让这一项配置成为华人家庭的缺失</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>大学学费存哪儿？529计划比拼寿险哪家强？</title>
		<link>https://thelifetank.com/college_tuition_fund_529_vs_life_insurance</link>
		
		<dc:creator><![CDATA[美国人寿保险指南©️]]></dc:creator>
		<pubDate>Thu, 02 Aug 2018 07:36:35 +0000</pubDate>
				<category><![CDATA[教育基金]]></category>
		<category><![CDATA[财富传承]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[iul保险评测专题]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[初识人寿保险]]></category>
		<category><![CDATA[子女教育基金]]></category>
		<category><![CDATA[寿险知识]]></category>
		<category><![CDATA[经验分享]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=5477</guid>

					<description><![CDATA[<p>摩根大通的数据显示，对于今年才出生的新生儿，18年后私立大学的年平均学费会涨到$121751, 而公立大学也会增加到$53861一年。这将会成为很多家庭最大的家庭支出</p>
<p>The post <a href="https://thelifetank.com/college_tuition_fund_529_vs_life_insurance">大学学费存哪儿？529计划比拼寿险哪家强？</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>美国 vs 香港 : 人寿保险大比较</title>
		<link>https://thelifetank.com/%e7%be%8e%e5%9b%bd-vs-%e9%a6%99%e6%b8%af-%e4%ba%ba%e5%af%bf%e4%bf%9d%e9%99%a9%e5%a4%a7%e6%af%94%e8%be%83</link>
		
		<dc:creator><![CDATA[美国保险]]></dc:creator>
		<pubDate>Sat, 30 Jun 2018 05:42:28 +0000</pubDate>
				<category><![CDATA[行业资讯]]></category>
		<category><![CDATA[首页目录]]></category>
		<category><![CDATA[入门知识]]></category>
		<category><![CDATA[经验谈]]></category>
		<category><![CDATA[香港保险专题]]></category>
		<guid isPermaLink="false">https://thelifetank.com/?p=1924</guid>

					<description><![CDATA[<p>香港保险和美国保险到底哪一个好呢？今天就给您仔细分析。</p>
<p>The post <a href="https://thelifetank.com/%e7%be%8e%e5%9b%bd-vs-%e9%a6%99%e6%b8%af-%e4%ba%ba%e5%af%bf%e4%bf%9d%e9%99%a9%e5%a4%a7%e6%af%94%e8%be%83">美国 vs 香港 : 人寿保险大比较</a> appeared first on <a href="https://thelifetank.com">美国人寿保险指南©️</a>.</p>
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